Whether you were in a car accident, slipped and fell or possibly received negligent medical care, one of the first questions you ask yourself is whether you need to talk to a lawyer. Can I settle this one my own? Should I take the insurance companies offer? While the answers to these types of questions are at times yes, you should always call a personal injury attorney – if for no other reason than the call and advice are free so why not take advantage of it?
There is no charge to call our office and listen to our advice as to what your rights are. You may have numerous provisions within your insurance policy that you are unaware of. You might also not be aware of all the rights you have in terms of a recovery. Insurance companies like to make injured people settlement offers in the days following an accident. Often these people have not spoken to a lawyer yet and do not have a clear understanding as to all of the issues they need to have an understanding of before they accept a settlement offer.
An example of this would be who is going to pay for your medical bills? It has only been a few days since the accident and what happens if I accept an offer to settle my case now and then determine that I need to see a doctor in 30 days from now when the pain hasn’t gone away – in fact it’s getting worse. Should the insurance company pay for my rental car while my car is in the shop? Am I entitled to receive money for my lost time from work, even if I used vacation or sick days for the days I missed?
Know what all your options are before you make a decision. A personal injury lawyer can make sure that you understand all of your rights and maximize your recovery. Make sure your medical bills are paid for and also make sure that any future medical care costs are covered. You also need someone to negotiate with your medical providers that are owed money, as well as your health insurance carrier’s right to be reimbursed out of the proceeds of your settlement. You may not be aware of this, but if portions of your medical bills were paid by your health insurance provider and you get a settlement which includes your medical bills, then your health insurance will have a right to be reimbursed. Your lawyer can negotiate with the health insurance company to reduce the amount they will accept as reimbursement thereby putting more money in your pocket.
We could spend days talking about all of the things you need to be aware of when settling a personal injury claim. Why not speak directly with a professional that can explain all of your rights. The call and the advice are free to it make’s so sense to not take advantage of this opportunity. The choices you make when resolving a personal injury claim could have an impact of your entire life. If the injuries you sustained are permanent than you need a settlement which protects and compensates you and your family.
Call Stein & Shulman today and speak directly with one of our attorneys at no charge. 312.422.0500.