Taxis are a very popular mode of transportation in Chicago and a convenient way to get around the city. However, despite efforts to make taking a taxi a safe choice for passengers, many people are still hurt or killed each year in accidents involving taxis. According to the Illinois Department of Transportation, there were 1,109 injuries and 5 taxi-related deaths in 2013. Taxi drivers are notorious for driving aggressively and speeding because they can maximize their revenues by carrying as many fares as possible during a shift. Their reckless driving puts not only the passengers, but also other drivers on the roadway, pedestrians, and bicyclists safety at risk.
If you were injured in a taxi-related accident, it is important to act quickly to protect yourself and others involved in the accident. First, it is important that you assess your own condition and that of others involved in the accident. If anyone shows signs of being hurt call for medical attention immediately. Next, call the police and notify the responding office of how the accident happened, of all parties involved and of any identified witnesses. Exchange contact information and insurance information with the driver involved. It is also important to take photos of the scene of the accident and of any damage to the taxicab you were a passenger of or any damage to your vehicle if you were struck by a taxicab. Next, go to a doctor or ER and get fully evaluated before you return home. Lastly, contact your insurance company and notify your carrier that you have been in an accident. Tell them what happened and the extent of your injuries.
Taxicabs are common carriers and therefore they owe a particularly high duty of care to protect the safety of their passengers, which means the driver or his or her employer may be held liable for damages, including but not limited to: past and future medical expenses, past and future pain and suffer, loss of normal life, and lost wages. However pursuing a claim for injuries sustained in a taxi-related accident is not always an easy task.
Under Chicago ordinances, taxicabs are required to carry liability insurance policy with minimum limits of $350,000 combined single limit/each occurrence. While this may seem like a lot, it is often inadequate to cover for medical expenses for individuals seriously injured in an automobile related accident. Past and future medical expense, coupled with loss time from work can add up quickly and can be devastating on an individuals or family financial security if the total amount is in excess of the policy limits.
However if you were injured in a taxi-related accident, you may have multiples insurance policies as sources of potential compensation. That is why it is important to contact an attorney immediately if you were involved in a taxi-related accident. An experienced attorney can help you pursue all avenues of compensation and maximize your settlement or trial award.
The taxicab accident lawyers at Stein & Shulman, LLC understand the uphill battle for recovery you may be facing. If you or a loved one has been injured in an taxi accident, our experienced attorneys can help you hold drivers and companies responsible so that you can receive the compensation you deserve. To learn more about your rights and recovery options, call us at (312) 422-0509 and speak with one of our experienced Chicago accident attorneys for free.